Enrich your services
with micro-insurance products
Along with our insurance partners, we are providing well defined, simple, yet innovative products, resulting in a straightforward buying and claims handling process, taking your customers’ experience to the next level. Discover our readily available products or reach out to discuss your needs and create tailor-made insurance products that will be genuinely valuable for your customers.
Auto Insurance
What Auto Insurance is all about
Through a fully digital process, your customers are being safeguarded from liabilities coming from driving their car and other motor-related risk factors (e.g. theft, damage, fire).
Industries
OEMs, GIG Economy, Fleets
What does Auto Insurance cover
With Auto insurance, your customers can cover car repair expenses caused indicatively by accidents or fire and be reimbursed in case of theft. Moreover, they can cover their third-party liability for damage caused by driving their cars. With our product offering, your customers can have instant access to traditional and usage-based auto insurance, gain the advantage of premium discounts depending on their driving behavior or distances covered, and select the appropriate billing option for them.
Bill Protection
What Bill Protection is all about
With Bill Protection Insurance, you ensure financial support for your customers with a one-time payment in case of severe injuries, illness, or involuntary unemployment.
Industries
Utilities, Telcos, Fintechs, Wallets, Banks, Security Companies
What does Bill Protection cover
With Bill Protection, a one-off allowance is paid to cover the bills in case of:
• Involuntary Unemployment: Applies to private sector employees with an open- ended contract. The lump sum is paid after a specified period of time
• Temporary Total Disability due to Accident or Illness: Applies to private sector employees with a fixed-term contract, freelancers, and civil servants. The lump sum is paid after a specified period of time
• Hospital Care: Applies to non-employees. The lump sum is paid after a specified period and a waiting period is usually applied, except in case of an accident
Buyer Protection
What Buyer Protection is all about
Buyer Protection enables you to offer an enjoyable shopping experience to your customers by ensuring that their purchase transactions are safe in case problems or disagreements with delivery arise.
Industries
Telcos, Fintechs, Wallets, Banks
What does Buyer Protection cover
With Buyer Protection, you offer your buyers insurance coverage for their online purchases in the events of:
• Non-delivery within a specific period from the agreed delivery date or within the time reasonably expected at the time of purchase
• Partial delivery to the agreed delivery address
• Delivery of goods other than those purchased online by the insured customer
• Delivery of online purchased goods to the insured customer which bore substantial material damage at the time of delivery
Credit Protection
What Credit Protection is all about
Life can be unpredictable. Credit Protection enables you to ease your customers financial obligations in case they are dealing with unforeseen events like an accident, a total or temporary permanent disability, a serious illness, or involuntary unemployment.
Industries
Fintechs, Wallets, Banks
What does Credit Protection cover
Credit Protection enables you to secure your customers credit in case of:
• Loss of life: 100% of the credit card´s debit balance is paid to the Bank on a lump-sum basis without passing on the debt to legal heirs (maximum coverage limit is applied)
• Total permanent disability as a result of an accident or illness: 100% of the credit card´s debit balance is paid to the Bank on a lump-sum basis without passing on the debt to the beneficiary (maximum coverage limit is applied)
• Temporary permanent disability as a result of an accident or illness: 12- month protection by paying to the Bank 10% of the credit card´s debit balance (maximum coverage limit is applied)
• Serious illness: 100% of the credit card´s debit balance is paid to the Bank on a lump-sum basis without passing on the debt to legal heirs (maximum coverage limit is applied)
• Involuntary unemployment: 12-month protection by paying to the Bank 5% of the credit card´s debit balance (maximum coverage limit is applied)
Cyber Insurance
What Cyber Insurance is all about
Cyber Protection enables you to offer an enjoyable shopping experience to your customers by ensuring that their purchase transactions are safe in case problems or disagreements with delivery arise.
Industries
Telcos, Fintechs, Wallets, Banks
What does Cyber Insurance for individuals cover
With Cyber Insurance, you can offer your customers coverage for their online purchases in the events of:
• non-delivery within four (4) weeks from the date of delivery agreed with the seller or within the time reasonably expected at the time of purchase
• partial delivery to the agreed delivery address
• delivery of goods other than those purchased online by the Insured
• delivery of goods to the Insured purchased online, which bore substantial material Damage at the time of delivery
Financial compensation covered by the program is up to a maximum amount
Technical Support is provided to the insured in order to determine if a malicious website has been used
Legal Support is also provided to communicate on behalf of the insured, with the Service Provider of the Digital Identity and the authorities and perform all necessary actions concerning digital identity theft
Device protection
What Device Protection is all about
Offer your customers peace of mind with Device Protection plans designed to safeguard their favorite gadgets against damage or theft.
Industries
Telcos, Retailers
What does Device Protection cover
With Device Protection, you cover your customers’ gadgets in case of:
• Accidental Damage
• Theft
• Liquid damage
• Breakdown
• Unauthorized Calls (for mobile phones)
Extended Warranty
What Extended Warranty coverage is all about
An Extended Warranty plan will provide your customers with extra time coverage while the manufacturer’s warranty is still in place and cover them for breakdowns and damage after the manufacturer’s warranty has expired.
Industries
Retailers, e-Commerce, Wallets
What does Extended Warranty cover
With Extended Warranty Insurance, you will be able to offer your customers:
Electronic Device Warranty Extension Coverage
This program covers warranty extension against breakdowns for a period of time depending on the type of device.
Types of devices:
• White Devices Refrigerator / Washing Machine / Kitchen appliances / Freezer, etc.
• Brown Devices Television / Hi-Fi / Monitors, etc.
• Grey Devices Laptop / Printer / Games Consoles / Camera
Only new devices are insured and covered for repair, compensation, or replacement.
Home Contents Protection
What Home Contents Protection is all about
With Home Contents Protection, you can offer your customers insurance coverage against theft, damage, or other risks to their home and personal possessions.
Industries
Utilities, Telcos, Retailers, Platforms, Security Companies
What does Home Contents Protection cover
With Home Contents Protection, you offer your customers insurance coverage up to a maximum amount for their home possessions in case of damages caused by:
• Fire: short circuit, forest fire, lightning strike, smoke, explosion
• Bad weather conditions: flood, storm, hail, leaking/broken pipes, vehicle collision, aircraft crash, falling trees, branches, poles
• Theft: after burglary/theft of contents and damage to the building due to theft
Personal Accident
What is Personal Accident Insurance all about
Personal Accident Insurance provides financial protection against uncertainties, such as accidental body injuries, partial/total permanent or temporary disabilities, or death resulting from an accident.
Personal accident insurance can cover the biggest proportion of a person’s income, eliminating the financial burden of medical expenses as well as everyday bills while in the recovery stage.
Industries
Travel Agencies, Hotel Chains, OEMs, GIG Economy, Banks, Fintechs, Wallets
What does Personal Accident Insurance cover
A pre-agreed amount is offered to support the person insured if an accident leads to a permanent or permanent partial or temporary partial disability.
In the unfortunate event of fatal injuries, the entire sum assured is paid to the family.
If you want to offer your customers the opportunity to get their financials functional no matter what, reach out to find out more about our embedded Personal Accident Insurance offering.
Ticket Cancelation
What is Ticket/Event Cancelation Insurance all about
Your customers are excited to book their tickets to their favorite shows! However, emergencies and unforeseen events may occur and prevent them from attending or lead to event cancelation. With Ticket Cancelation Insurance, if your customers can’t attend an event for various reasons or an event is canceled, they´ll get a full refund!
Industries
Fintechs, Wallets, Banks, Ticket providers, Event Organizers
What does Ticket/Event Cancelation Insurance cover
With Ticket/Event Cancelation Insurance, your customers will get 100% of the ticket price returned to them in several situations, including:
• Various medical cases: illnesses/accidents involving hospitalization, recommendation to rest at home, investigations or treatments on the date and time of the show
• Unforeseen family situations: the birth of a child or grandchild, death
• Material causes: fires, floods, etc
• Other incidents: ticket theft, public transport strike, vehicle breakdowns on the way to the show, flight cancelation/delay
If you want your customers to book their tickets with confidence no matter what, reach out to find out more about our embedded Ticket/Event Cancelation offering.
Travel Insurance
What Travel Insurance is all about
With Travel Insurance, you secure financial protection for your customers in the event of an emergency or unexpected event when they travel or are on holiday.
Industries
Travel Agencies, Hotel Chains, Airline Companies
What does Travel Insurance cover
With Travel Insurance, you indicatively offer your customers coverage in case of:
• Emergency Assistance
• Medical & Hospitalization expenses in case of sudden illness or accident (up to a limit)
• Baggage damage or loss
• Emergency cash in case of money theft
• Compensation for purchase of first necessity items
• One hotel overnight in case of loss of needed travel documents
• Personal Accident cover in case of death or permanent disability
• Repatriation
If you want your customers to travel with peace of mind, reach out to find out more about our embedded Travel Insurance offering.
Travel Cancelation
What Travel Cancelation Insurance is all about
With Travel Cancelation cover, you secure payback of already paid expenses for your customers in case an emergency or unexpected event happens before they start their trip. Travel Cancelation Insurance covers a range of unforeseen situations, including medical care or sudden accidents.
Industries
Travel Agencies, Hotel Chains, Airline Companies
What does Travel Cancelation Insurance cover
With Travel Cancelation Insurance, you indicatively offer your customers coverage up to a limit, in case of:
• Sudden illness or accident of the Insured or a member of the Insured’s family resulting in their hospitalization
• Passing of the insured or family member
Cancel for any Reason can be offered as an upgrade of the Travel Cancelation policy for your customers to be reimbursed up to a certain % of the nonrefundable trip costs.
Pay as you Roam Travel Insurance
What Pay as you Roam Travel Insurance is all about
With Pay as you Roam Travel Insurance, you will allow your customers to use roaming data to automatically activate travel insurance as they roam while you benefit from new revenue streams
Industries
Telcos
What does Pay as you Roam Travel Insurance cover
With Pay as you Roam Travel Insurance, you have your customers covered for cases like:
• Assistance
• Medical & Hospitalization expenses in case of sudden illness or accident
• Baggage compensation in case of damage or loss
If you want your customers to purchase and customize their travel insurance coverage in an easy and affordable way, reach out to find out more about our embedded Pay as you Roam Travel Insurance offering.
